Small Business and Personal Insurance

BUSINESS INSURANCE

Businesses face increasingly complex risks and workplace challenges. All parts of your organization sales, customer service, human resources, technology, legal and finance - are intricately linked and dependent upon one another for smooth, profitable operation. Internal and external forces constantly threaten the delicate balance.

Our Business Insurance Products include a broad range of commercial coverage most often required by small to medium-sized businesses. In addition to offering standard coverage, we'll analyze your business and recommend any specialized coverage to meet your needs and help you manage risk. Our core products and specialty coverage are underwritten by top-rated insurance companies and provided to you at competitive prices.

We offer a range of premier insurance products and services, with access to coverage in standard areas, including:

Business owners' policies
Property Insurance
General Liability
Automobile
Workers Compensation
Umbrella Liability

Specialty Coverage that may be relevant to your business can be added as an endorsement or issued as a separate policy. Some of the specialty coverage we provide are:

Business Income Coverage
Crime/Fidelity Coverage
Boiler & Machinery Insurance
Inland Marine
Employment Practices Liability
Directors' and Officers' Liability
Fiduciary Liability
Environmental/Pollution Coverage

PERSONAL INSURANCE

Securing your future ...

In today's world, protecting yourself, your family and your assets is an increasingly complex and important responsibility. The unexpected can occur at any moment, disrupting your best-laid plans and adding new pressures.

As a leading expert in personal risk management and insurance, MIB is helping individuals secure their financial future and safeguard the people and things most valuable to them. We offer unrivaled expertise, access to resources and an unwavering commitment to clients large and small.

MIB's personal insurance risk management specialists offer comprehensive services to protect the current and evolving needs of individuals and their families. We approach your needs much like we would those of a corporation - taking a risk management view of your exposures and your objectives. Our methodology encompasses the following:

Personal insurance - including property coverage for homes, antiques, art, jewelry and other collections; traditional and high-value coverage for auto, boat, private aircraft and recreational vehicles; life, accident, health, disability, long-term care and critical illness;
Liability insurance - including primary and excess policies for director's and officer's coverage, employment practices liability and business liability
Workers' compensation - for domestic employees
Fraud, embezzlement & forgery, and stolen identity events
Kidnap, ransom and security concerns - including risk mitigation techniques and insurance protection
Loss control and claims support - includes working with you from the initial report of a claim to final resolution